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Most people who call fall into one of
the following categories.
See which one best fits you:
I HAVE THE PREMIUM AND THE COLLATERAL
You can pay the premium however you want, cash, check or
credit card. Let us know how much the bail is and what you
have for collateral. If you don’t know how much the bail is
we will find out for you and take care of things from there.
Depending on how much the bail is and what the charges are,
you might not need collateral. We’ll let you know and do what
we can to make the process as pleasant and easy as we can for
you. Let us know if you have any special needs or concerns.
I HAVE THE PREMIUM BUT NO COLLATERAL
The premium is usually paid by cash, credit card or check. If
you pay the premium in full up front before the bond is posted
and are able to supply us with information to complete our
application, there’s a good chance we won’t require collateral
for bonds under $100,000. The best thing to do is call us and
we can get things started for you. If you don’t already know
how much the bail is, we’ll find out for you. We will also
find out what charges the person was arrested for and when
their arraignment will be (first court date).
I HAVE NO MONEY BUT I OWN A HOME
If your home has sufficient equity (what the home is worth
minus what is owed against it) to cover the amount of the bail
bond plus the premium amount being borrowed we can usually
work something out. All parties on title must be willing and
able to sign the Trust Deed, Bail Bond Agreement and other
documents relating to the transaction. This option usually
works for people when they know they will be getting money
from say a tax refund, settlement of some kind, cashing in a
401k or they know they have sufficient income to make the
monthly payments that have been agreed upon. If you would
like to learn more about how this would work feel free to give
us a call and we will be happy to explain it further and
answer any questions you may have without any pressure or
obligation.
I HAVE SOME MONEY AND SOME COLLATERAL
The more information we have about your financial situation,
the better we can help you. If the collateral you have is
your home, no problem. We are extremely flexible on how we
set up payments. There is no set way it has to be. We are
usually able to accommodate our clients’ requests for payment
amount and frequency.
If you are thinking of using a vehicle for
collateral it has to meet certain requirements. First off, it
has to be paid for. If you are still making payments on it
the bank is the legal owner and we will not be able to use it
for collateral. We will need the Certificate of Title and it
will need to be signed over to us. The legal owner will need
to be present to sign the Bail Bond Agreement and other
documents. The vehicle must be running and in good
condition. Generally it will have to be a 2000 year model or
newer depending on the make. We will need to see the vehicle.
Whether or not we can help will depend on the
co-signer’s credit, how much money will be put down, how much
the car is worth, how big the bond is and many other things.
Houses and vehicles are the two main things
people use for collateral. If you have some other item of
substantial value that you would like to use for collateral
let us know and we can tell you if it is something we would be
able to hold for collateral or not.
I HAVE NO MONEY AND NO COLLATERAL
If you don’t have any money and don’t own a home or other
substantial asset, the best thing you can do is talk to
friends and family of the person in jail to see if they have
any money or collateral that they would be willing to use to
help bail the person out of jail. The money and collateral
doesn’t have to come from just one person. It can come from
several people. We can have several Indemnitors on a bail
bond. We want to help you, but we have to have something to
work with.
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